5-Step Guide to Financial Aid

Mid-America Christian University believes that any person with academic ability and motivation to learn should not be denied an education because of financial need. Therefore, the University attempts to help students and their families meet the cost of higher education through a combination of grants, scholarships, loans, employment opportunities, and other sources of aid. The Student Financial Aid Office administers programs in accordance with federal, state, and private agency guidelines as well as funds provided by the University. Funding may be based on financial need or may be based on academic, athletic, or other talent merit.

Finally, we recognize that a college education is a significant investment; an investment of money, certainly, but also of trust. The Student Financial Aid Office stands ready to assist in helping you identify and apply for financial aid to make a MACU education affordable.

Applying for Federal Financial Aid

Federal regulations require students to apply for financial aid every year you are enrolled as a student at any college or university. This guide will help you apply for aid at Mid-America Christian University.

Get your FAFSA User ID

If parent information is required on the FAFSA, your parents must also apply for a FSA User ID.

A FSA User ID will allow you to sign your FAFSA application electronically.

Do not share your FSA User ID with anyone!

File a FAFSA

All federal grants, loans, and federal work study program funds are awarded based on the information you provide on the Free Application for Federal Student Aid (FAFSA). Instructions below will guide you through the application process. Make sure that you list MACU under the Information Release section. MACU's school code is 006942. In order to receive federal financial aid, you must complete the FAFSA and submit it for processing.

Step-by-step instructions are provided on the FAFSA website along with online help. If you have questions about the FAFSA, contact the MACU Student Financial Aid Office at 405-692-3204.

Complete the FAFSA Web Application

All online FAFSA applicants, and the parents of dependent applicants, who indicate that they have filed their federal tax returns prior to completing their FAFSA and who are otherwise eligible will be directed to use the FAFSA-IRS Data Retrieval process to complete their FAFSA more easily and accurately.

Once your FAFSA application is processed, you will receive a Student Aid Report (SAR) in approximately 3-5 days (if you provide an e-mail address).

If your SAR is marked for verification by the Department of Education, you will be asked to submit additional documents to the Student Financial Aid Office. You will receive information from the Student Financial Aid Office detailing the additional required documents.

Once verification is completed, an award letter detailing your financial assistance will be sent to you. Follow the instructions to accept, reduce or decline any awards, and complete any required loan documents online.

Obtaining a Student Loan

MACU participates with the Federal Direct Student Loan program and if you are planning to obtain a loan to cover the cost of education, there two steps that you must complete in order to do so:

Entrance Counseling

  1. Go to www.studentloans.gov
  2. Log in using your FSA ID
  3. After you have logged in, click the link to "Complete Entrance Counseling"
  4. Select Mid-America Christian University in the "School and Loan Information" section.
  5. You will be required to complete a quiz at the end of section
  6. Follow the instructions and submit.
  7. Remember to print a copy and/or confirmation of the Entrance Counseling for your records

Master Promissory Note (MPN)

  1. Go to www.studentloans.gov
  2. Log in using your social security number, last name, date of birth and FAFSA PIN 
  3. After you have signed in, click the link to "Complete Master Promissory Note"
  4. Select Subsidized/Unsubsidized
  5. Follow instructions and submit
  6. Once all steps are complete, print your MPN for your records
Authorization of Funds

Title IV funds are administered by the U.S. Department of Education and include: Federal Pell Grant, Federal Supplemental Educational Opportunity Grant or SEOG, Direct Loan (Subsidized, Unsubsidized, and PLUS – Parent or Grad), TEACH Grant, Perkins Loan.

Federal regulations require that Title IV funds be automatically applied to allowable fees such as tuition, room and board, and mandatory fees. However, Mid-America Christian University (MACU) must obtain your written authorization to apply your Title IV financial aid to all other charges appearing on your student account such as parking fee, book charges, health insurance, and other miscellaneous charges.

To enable MACU to apply excess Title IV funds to these other charges, you must select “YES” on the Authorization statements below.

If you select “NO” or do not complete the form, all outstanding or future charges will remain your responsibility. A financial hold will be placed on your account for any outstanding balance that will prevent future course registration or transcript releases until the account is paid in full.

This is a voluntary authorization and is valid from the date of submission for all periods of enrollment at MACU. You may rescind/revise this authorization by giving written notice to the Office of Student Financial Services (will not be retroactive).

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